Farrer Road Money Lender
How do you decide which money lender is suitable for your needs? Our website will help you to check on which company is suitable for you.
Submit a simple application form to us at the sidebar and we will help you to start the checks. We will check with the companies if they are able to loan you. If they are, we will then send you the licensed money lender‘s information.
You can then approach their office to do the necessary paperwork for the contract.
Licensed Money Lender in Singapore
We will only inform you of the legal lenders in Singapore who are able to loan to you. SG City Loan does not and will not deal with illegal lenders.
As such, you do not have to worry that you will end up with an unlicensed moneylender. Any company that we have send to you, you can double check all their company information in ACRA and Ministry of Law.
License money lenders in Singapore are govern by Ministry of Law. Any company which claims to be a legal money lending company, please do your due diligence in checking. This is to safeguard yourself.
Money Management – An Important Key for Good Life Management.
Money plays an integral part in daily lives and making the most of what we have will help us live a life Money plays an essential role in our everyday lives and making the most of what we have will help us live a life free of financial pressures. By learning some basic rules, you can make life easier for yourself and for those who depend on you.
There is no better time to get your finances in order than right now. In this article, it will give you some great ideas for better financial management. Do not spend your money on expensive classes or seminars; adopt the right habits and then develop an excellent common sense approach to finances. Anytime you can learn something it does help.
You’re not alone if you make a mistake or two with your finances. If you mistakenly overdraft your bank account, you can request a waiver of the fee that is charged. This is for someone with a consistent record that avoids an overdraft, retains balances, and will most likely only work once.
Make sure you designate a particular time each month for bill paying. While the entire day isn’t needed to pay bills, having a day specifically for it is helpful. Mark it on the updates and cling to it with fervor. Missing this day can cause a domino effect.
Be sure that you have both a debit card and cash in your pocket to take care of small purchases. Your credit card should not be the only mean of payment. Using credit cards for all of your purchases can get you into a lot of financial difficulties, so use debit cards or cash for most of your purchases.
If you tend to live paycheck to paycheck, it may be wise to seek overdraft coverage from your financial institution. You might be charged a little every month, but you will save money on overdraft fees!
When trading internationally, let your stocks sit while they turn a cash gain. Be careful not to let them run too much, however, as this can be a risky strategy. When you have reached a specific profit goal, understand when to say enough and end your trading session for the day.
Try to negotiate with debt collectors who are trying to get you to make your payments. They probably bought your debt off for a meager price. Even if you only pay a half percent of your balance, they will make money. Use this knowledge to your advantage to avoid paying debts in full.
Try seeking out non-essential areas on your expenditures and cut back on them if you notice you have no money left after paying your costs. One of the ways you can save money is by not spending on places like a restaurant. On the other hand, if you reduce the number of times you dine out by half, you will still be able to enjoy eating in a restaurant, and you will save money!
Don’t make the common mistake of spending your hard-earned money on lottery tickets. A better option is to put that money into a savings account or bank checks accounts. This guarantees you increased income over some time, instead of just throwing away your money.
Financial issues may pop up during the years, even when everything is planned out. You should find out now what fees and penalties you will face for late or missed payments so that you can prepare for the worst. Read your lease in full before signing it to ensure that you are not surprised by something later on.
Staying on top of your finances will allow you to save money on overdraft fees and late fees. Monitoring your, instead of depending upon the bank to keep track, can give you a feeling of pride and help you better manage your finances.
Some basic rules on money management for an individual may include:
- Don’t borrow money for consumable goods.
- What are consumable goods? They are stuff that loses value over time. Screw what you want, but you can live without. Examples are electronics, subscriptions to magazines, etc.
- Live within your means.
Meaning, spend less than what you make. This may sound hard if you are on a tight budget but to take easy credit when it is available to you is merely inviting financial disaster.
Become financially educated.
This can only be done by studying what can about the various investment options available to you. There is no excuse for not being updated with all of the financial news because there is so much information on financial matters open.
Diversify.
An error that some investors have made in the past is to put all their investment in one company or account, and thereby you find that the company they invested their money in flourished down. Prudent investors diversify. That is spread their money around in various companies to minimize their risk.
Keep good company relation.
Some individuals have bad attitudes toward financial planning and money in general, and if you spend too much time with these people there attitudes can affect your thinking.
Take responsibility for your finances.
Some people will seek advice so that they have someone to blame if things do not work out for them. A financial advisor will tell you to do this or that but at the end of the day it is your money, and you are the one who reaps the rewards when the markets are up or takes a hit when they are down.
Take a long-term view of your investments.
Investing your savings is a long-term pay and to take advantage of the gains in the markets, you have to make a hit occasionally which means not panicking when the markets are going down
Keep the big picture in mind.
In other words, have a target or goal in mind. Are you saving for a house deposit or your retirement?
From all the discussed money management above in this article, try to put all into implementation and on practical work to help you in managing your finances to achieve your financial goals and dreams